Insurance coverage for your RV is meant to reflect your travel plans and support you according to those plans. For example, if you use your motorhome more than 5 months out of the year, your insurance coverage must be tailored to provide the proper insurance protection for this increased exposure. Likewise, if you sell items out of your RV or have any other commercial use, you wouldn't want to have a claim excluded because you did not share this information with your agent.
So, whether you are planning to take a trip across the state, use your RV for commercial purposes, or go on a few weekend trips each year, be honest with your specialty RV insurance agent. Many insurance policies contain exclusions for certain activities and you won't want to be surprised by these provisions at the time of a claim. For best results, talk to a specialty RV insurance agent to talk through your specific needs.
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Agreed that we should be honest and do provide the agent with the correct data else if they figure out any false info the carrier simply cancel the without providing any kind of claim for the policy. So its always better to give the correct set of info when buying any type of insurance plan.
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