Glass Coverage

Many insurance companies offer $100 Windshield/Glass Coverage. This may not sound like a good deal as most windshields cost much more than $100 and you want to be protected in the event of a loss. This coverage can be very benefitial to have if you understand what protection it provides.

The $100 Windshield/Glass Coverage, when purchased, reduces your comprehensive deductible in the event of a loss involving glass only. So if you have a $1,000 comprehensive deductible on your RV and a rock damages your windshield, $100 Windshield/Glass Coverage would only require that you pay $100 towards your deductible instead of the full $1,000. It's a nice coverage feature to have and is usually inexpensive to buy. Check out this and more RV Insurance options at www.blueskyrvinsurance.com!

Gap Coverage

Recreational Vehicles are subject to depreciation and it may take several years before the amount you owe is less than the value of the RV. This can provide an added exposure for a newly purchased unit - where your vehicle is totalled and yet you still owe money to the bank for an RV you never own. Specialty RV insurance provides the Gap Coverage you need in the form of Total Loss Replacement, Purchase Price Guarantee, and Agreed Value Coverage. Talk to your specialty RV agent about which coverage best meets your needs.

Protection While On Consignment

A popular way to sell your RV is to put it on consignment with a local RV dealership. The RV dealership will then sell the unit in return for a fee. This may be a great way to sell your current RV, but it also creates a gap in insurance for many RV policyholders. Insurance policies typically exclude coverage while on consignment and the dealership has no insurable interest in the RV and therefore cannot insure the vehicle on their policy.

Make sure you have insurance coverage when your RV is on consignment! Find a company that will allow you to buy consignment coverage for your RV. The Blue Sky RV Insurance product offers consignment RV insurance that removes the standard consignment exclusion in the policy.